CHECKING ACCOUNTS
Open a Checking Account (Share Draft) at Minnequa Works Credit Union and get "The
Works." This account provides many features that make it a strong financial tool with
easy access anytime, from anywhere.

Low opening balance of $25.00
No minimum balance required
Around the clock access to your funds with On-Line Banking
No monthly service charge
Members age 60 and older receive free checks
The MasterMoney Check Card gives you the convenience of paperless checks.
The Works Account even offers a discounted loan rate*
*Ask for details
ATM ACCESS:
A Minnequa Works ATM card gives you access to your account 24 hours a day,
at our Eagleridge Branch drive-thru or at almost any ATM
nationwide. You may also
initiate transfers, between your accounts, from selected machines.
MasterMoney Check Card:
When you want to make a purchase, simply present your card to any merchant accepting
MasterCard . The funds will be deducted from your Works Account; like writing a check only
easier!
CU SERVICE CENTERS:
CU Service Centers and Outlets provide members with additional locations to transact
credit union business such as:
Deposits/Withdrawals
Balance Inquiries
Loan Payments and Advances
And much more!

OVERDRAFT PROTECTION:
With an overdraft protection loan, a loan advance is transferred to your Works Account if
your balance is drawn below zero. In the event that your Works Account would be overdrawn,
your Share Savings Account is automatically set up to transfer to your Works Account.
Tele"Works" 24/7 (24-Hour Audio Response):
Tele"Works" allows you to make transfers, check balances, and get a history of transactions. With this phone system, all you need is a touch tone telephone and a Personal Identification Number (PIN) and you can make transactions and inquiries anytime from anywhere.